Washington Car Insurance
Washington State is one of the most beautiful and scenic in the nation, but with this beauty comes many hazards that drivers may have to face as they navigate through its mountainous terrain and larger metropolitan areas such as Seattle and Spokane. Therefore, it is extremely important that all Washington residents maintain adequate car insurance coverage at all times. CarInsuranceQuotes.com makes the task of finding low cost car insurance quotes online easy for Washingtonians. By simply entering their Zip code and then answering a few general questions regarding their driving history, CarInsuranceQuotes.com will search the Internet for the lowest available insurance quotes from the most reputable companies.
Washington Car Insurance Minimums
To help ensure that Washington residents are well protected in the event that they are involved in an automobile accident, the state of Washington requires that all motorists carry a minimum amount of liability insurance on each of their vehicles. Currently, the minimum liability requirements are 25/50/10. These numbers represent the minimum amounts, in thousands of dollars, of bodily injury liability and property damage liability each driver must maintain.
• Bodily Injury Liability- The first two numbers represent the minimum bodily injury liability coverage that must be obtained for each vehicle. Bodily injury liability pays for the medical expenses of the persons in the other vehicle; $25,000 for a single person with a maximum of $50,000 if there is more than one person injured.
• Property Damage Liability- Property damage liability insurance pays for damage to buildings, traffic signs or the other party’s vehicle. The state of Washington requires that motorists maintain a minimum of $10,000 of property damage liability coverage for each vehicle they own.
The minimum car insurance requirements required for all Washingtonians may be insufficient to cover the rising cost of medical treatment and repairs. For this reason Washington State recommends that its residents obtain a liability policy greater than the required minimums as well as Comprehensive and Collision insurance to pay for damage to their own vehicle if they are found to be at-fault and damages to their vehicle caused by wildlife and other acts of nature.
Though liability insurance is the law in Washington State, many motorists fail to abide by these laws. To help protect you in the event that the other driver is not carrying sufficient insurance coverage or you are involved in a hit and run, it is advisable to carry Uninsured/Underinsured Motorist protection to help pay for any damages to your vehicle.
Washington State saw the second highest increase in the average price motorists pay for their insurance premiums in the country. While the costs did jump 3.6% from $1792 to $1860, Washington is still slightly below the national average of $1896. This is only an average, however, and the actual cost a driver will pay for their insurance premiums relies on a number of factors including the type of vehicle being insured, a person’s credit history and driving record.
Even if their driving record isn’t flawless, CarInsuranceQuotes.com can help you find the lowest possible quotes on car insurance from highly reputable companies online. CarInsuranceQuotes.com has partnered with reputable car insurance companies , allowing us to get the best deals for our customers quickly and easily. Visit CarInsuranceQuotes.com every time you need Washington car insurance quotes for you and your family members.