Wisconsin is known for more than just cheese. It's a popular family vacation destination with areas like the Wisconsin Dells and Lake Michigan drawing thousands of visitors, and vehicles, each year. This increase in tourist motorists, teamed with the heavy traffic from major cities like Madison and Milwaukee, Wisconsin residents need some form of auto insurance. CarInsuranceQuotes.com is dedicated to helping Wisconsin motorists find the lowest online quotes for insurance policies from well known companies they can feel comfortable doing business with.
Wisconsin Minimum Car Insurance Requirements
While the state of Wisconsin doesn’t require liability coverage it is strongly recommended that all motorists maintain a minimum of $25,000 for a single person and $50,000 for multiple persons in bodily injury liability and $10,000 in property damage liability for their vehicles.
It is also strongly recommended that all Wisconsin motorists purchase Comprehensive and Collision coverage for their vehicles. In the event that the insured person is responsible for the accident or the other driver’s car insurance policy is insufficient to cover the damages, Comprehensive and Collision insurance will bridge the gap, as well as covers repairs to the insured’s vehicle if it damaged wildlife or other acts of nature.
Because liability coverage is not required in Wisconsin, the state has made Uninsured Motorist protection mandatory for all Wisconsinites. Uninsured Motorist insurance covers damages to the insured’s vehicle and any medical expenses they incur when the other driver is at fault and fails to provide adequate insurance coverage or if the insured’s vehicle is damaged during a hit and run.
Car insurance in the state of Wisconsin does have one benefit; the average car insurance is the lowest in the nation. The average cost of insurance premiums for Wisconsin motorists dropped 1.3% from $1252 in 2006 to $1335 in 2007; falling even more below the national average of $1896. Car insurance premiums can account for a large chunk of a family’s monthly budget. The actual insurance coverage cost will vary from person to person. The actual quote will depend on vehicle insured, driving history, credit record, and whether there are multiple vehicles insured.
CarInsuranceQuotes.com understands how important it is to save money for our Wisconsin customers and that is why CarInsuranceQuotes.com has partnered with reputable car insurance companies to find the lowest possible car insurance quotes online quickly and easily. After entering their Zip code and answering a few general questions about their driving history, CarInsuranceQuotes.com will search our online partners and come back in a matter of seconds with multiple quotes for our Wisconsin customers to choose from. And everything takes less than five minutes; allowing our customers to move on to other important aspects of their day. Whenever you need Wisconsin car insurance quotes for your family let CarInsuranceQuotes.com do the research for you.