Plano is located north of Dallas, Texas. This affluent suburban area has a population of over 222,000 residents. Plano is considered to be one of the nicest places to live in the United States. It is home to many corporate headquarters, and is one of the wealthiest cities according to Forbes.com. Even affluent neighborhoods can have accidents which makes having good insurance coverage a smart investment. But having insurance isn't only smart, it is the law. If you're stopped or pulled over in the state of Texas, you must possess proof of liability insurance in the glove compartment of your vehicle. But is this state minimum enough? Our simple online tool can help you evaluate your need using only your zip code.
If you're involved in an accident where you're considered at fault, liability insurance covers the medical expenses of the other party and repair and replacement costs of their vehicle. As the majority of states in the U.S. are tort states, liability insurance is recommended in order to hold people responsible for any harm or damages they inflict and therefore protects people in general. If you drive in Texas, you'll want to include at least liability insurance in the Plano car insurance quotes you obtain. Because there are many Plano car insurance companies that offer a number of auto insurance plans, this would normally take a lot of time, but not anymore. We can help you to shop around to get the best deal for your money in an instant.
When you are using our site to get Plano auto insurance quotes, you may also want to consider comprehensive coverage. If you drive a newer model vehicle, full coverage is recommended, especially if you're making payments on the car or leasing it. Collision insurance pays for repair or replacement of your vehicle when you're involved in an accident while comprehensive insurance covers damages resulting from theft, vandalism, fire or inclement weather.
Although full coverage for a newer vehicle is recommended, choosing such coverage for an older model car is often ill-advised as collision coverage, for instance, only extends to the car's book value after the deductibles are met. Thus, if you own an older car, you'd be wiser to put the money in savings for repairs instead of paying the higher premium rates for protection that, in all likelihood, would not be sufficient enough to cover the ensuing costs from an accident. Enter your zip code now to search for the best rates. Your time is valuable. We gather research from multiple Plano car insurance quotes for you. We will be sure you obtain quality insurance at a reasonable price.