Erie Car Insurance
Bordering Lake Erie as it does, Erie, Pennsylvania, is known for its lack effect snow that comes off the lake in the winter. Erie is part of the “Rust Belt” and while it still is an industrial city (25 percent of the jobs are manufacturing); tourism continues to grow as a part of the local economy. Presque Isle State Park and a casino in the city attract millions of visitors each year. The city is located in Pennsylvania’s northwest corner and is the fourth largest city in the state. It is near three major cities in three states: Pittsburgh, PA (127 miles away); Cleveland, OH (102 miles away) and Buffalo, NY (97 miles away). The U.S. Census estimated the city’s population to be nearly 104,000 in 2008.
Erie car insurance quotes will be based in part on an individual’s insurance risk score. This score is based on an individual’s credit score to look at how likely it is that the person will file claims against the insurance company. A good credit score leads insurers to believe that the person would be a low risk in terms of filing a claim against the company. Race and income don’t factor into calculating an insurance risk score.
Erie car insurance requirements are set by Pennsylvania law. Drivers are required at a minimum to have bodily injury insurance of 15/30 or $15,000 of bodily injury protection per individual and $30,000 per incident. At least $5,000 of property damage coverage and $5,000 in personal injury protection are also required. Personal injury protection is a basic type of medical insurance for your own medical bills. Uninsured/underinsured motorist coverage, collision coverage and comprehensive coverage aren’t required insurances, but should be considered. Erie’s tendency to get lake effect snow creates poor driving conditions that can lead to accidents. Having these other coverages in such a case would be very useful. However, the more types of coverage you carry or the higher the limits of those coverages, the more expensive your Erie auto insurance quote will be.
Though there are different companies offering car insurance in Erie, let us be the one to help you. We have understanding of the specific needs Erie, Pennsylvania drivers and can find a policy tailored to meet your needs. Whether you are traveling near or far we can give you the peace of mind of knowing you have the right coverage. Finding car insurance doesn’t need to be difficult, and we’re here to make it easier for you. To get started, simply enter your zip code into the form so that we can start the process of finding the best car insurance policy for you.