Cleveland Car Insurance
Cleveland is located in northeastern Ohio on the southern shore of Lake Erie, about one hour west of the Pennsylvania border, and is the county seat of Cuyahoga County, the most populous county in the state. Founded in 1796, Cleveland started out as a manufacturing center. Since, Cleveland’s businesses have diversified into the service economy, financial services, insurance, legal, and healthcare sectors.
With a metropolitan population of less than half a million, Cleveland is the second largest city in Ohio and the 40th largest city in the United States (Cleveland used to the be the 33rd largest, but since the 2000 Census, population numbers have declined). In studies conducted by The Economist in 2005, Cleveland was ranked as one of the most livable cities in the United States. The climate is a humid continental climate, with humid summers and snowy winters. Cleveland boasts the major baseball team, the Cleveland Indians, and the NFL Cleveland Browns.
Ohio has specific regulations pertaining to auto insurance, which apply to Cleveland. Even though Ohio does not require an insurance policy for drivers, all vehicles must maintain proof of Financial Responsibility for as long as they are registered in the state. You cannot register your vehicle without this proof of financial responsibility. Of course the easiest way to prove financial responsibility is to buy an auto insurance policy with minimum (or higher) coverage amounts. Ohio requires that drivers have carry minimum liability coverage of twelve thousand five hundred dollars per person for bodily injury or death of one person, twenty five thousand per accident for bodily injury or death of two people, and seventy five hundred per accident for property damage. Unlike some states, Ohio doesn’t have an automatic system that notifies the state if your policy lapses, so the state randomly selects residents to provide proof by sending out a letter. Failure to comply will begin a suspension process – the first offense can result in the suspension of your driver’s license and vehicle registration for 90 days.
When assessing how much you will pay for car insurance in Cleveland, take into consideration the amount of coverage, the deductible, the opportunity for discounts, and any exclusions to the policy. Factors that affect Cleveland auto insurance quotes include driving record, insurance claim history, the type of car you want to insure, your age and gender, and the amount you drive. It is helpful to know how much coverage you need in order to make comparisons. It is important to keep informed on the latest cost saving tips when applying for Cleveland car insurance quotes. Enter your zip code in the area indicated and we can help you to make the most informed choice.