Yonkers in the fourth most populated city in New York. With a population of nearly 200,000, this city lies just outside of Manhattan (neighboring the Bronx) and is steadily growing. According to the U.S Census, Yonkers is over 50 % white, 16 % African American, and 25% Hispanic. Other contributing races included in the demographical make up are Asian, Native American, and Pacific Islander. Yonkers is home to many inhabitants of European (Italian, Irish, and Portuguese) descent. Yonkers was first established due to its proximity to the Hudson River, whose banks are now lined with many important businesses and shops.
Yonkers has an excellent public transportation system, and although it lies outside of Manhattan's metro line, it is connected to Manhattan Island by an efficient and frequent rail system. Yonkers is ranked as one of the nation's best cities for use of public transportation; for which many residents do not own private vehicles.
Although New York is the fourth most expensive state for car insurance in the United States, there is no reason to be alarmed. By following a few tips, you can save significantly on your Yonkers car insurance quotes. Shop around and research the different auto insurance companies available. Simply enter your zip code now to look around at different Yonkers auto insurance quotes offered, get information regarding policies and prices, and compare different companies side by side to see how they pair up to one another. If you have additional questions, you can call companies directly and further investigate those companies that interest you most.
When searching for Yonkers car insurance, it is essential to know that role that your age plays in setting your premiums. If you are under the age of 25, you are included in the highest risk group of insured drivers, so expect to pay more on your premiums. Once you turn 25, or if you are older than 25, be sure to inform your potential/current Yonkers car insurance company. Drivers over the age of 25 and under the age of 25 are the lowest risk group for drivers and generally pay the least in premiums. Doing so may lower your premiums by as much as 20 %. Take advantage of being in the prime years of your life by staying healthy and at the same time receive discounts on your car insurance. Lastly, remember to let your insurance company know just how much you are going to be driving, as driving less can require less coverage.