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Albuquerque Car Insurance

Albuquerque is located in central Arizona, straddling the Rio Grande and the Sandia Mountains, and is the county seat of Bernalillo County. The Spanish founded Albuquerque in 1706 as an outpost. At times over the years, Albuquerque has also been under Portuguese rule. The city name itself is translated as “white oak” or “cork oak”; with abundant cork trees, Albuquerque was the center of the Spanish cork industry.

With a metropolitan population of almost eight and a half hundred thousand, Albuquerque is currently the largest city in the state of New Mexico, and the 34th largest in the U.S. In 2007, Albuquerque was the sixth fastest growing city in America. Rio Rancho, part of Albuquerque, remains one of the fastest growing cities in the United States. The city is known for its dry, sunny climate with more than 300 sunny days a year, and is home to the University of New Mexico, Sandia National Laboratories, and Kirtland Air Force Base.

New Mexico has specific regulations pertaining to auto insurance, which apply to Albuquerque. All licensed drivers must be insured. The New Mexico Insurance Identification Database monitors the insurance status of registered drivers to ensure that every driver has auto insurance. If you are caught driving without insurance in New Mexico, you may be charged with a misdemeanor, your vehicle registration may be suspended, and you could be charged fines up to $300. New Mexico requires that drivers have carry minimum liability coverage of twenty thousand per person for bodily injury or death of one person, fifty thousand per accident for bodily injury or death of two or more people, and ten thousand per accident for property damage. Uninsured Motorist Coverage is not required in New Mexico.

When assessing how much you will pay for Albuquerque car insurance, take into consideration the amount of coverage, the deductible, the opportunity for discounts, and any exclusions to the policy. Factors that affect your premium amount include driving record, insurance claim history, the type of car you want to insure, your age and gender, and the amount you drive. It is helpful to know how much coverage you need in order to make comparisons. The deductible amount you chose will affect the premium you pay for auto insurance. A higher deductible can save you hundreds of dollars a year, but it is only advisable if you are a safe driver and you drive a used car. Keep this in mind as you peruse Albuquerque auto insurance quotes. It is important to keep informed on the latest cost saving tips when applying for and receiving responses for Albuquerque car insurance quotes. To get started, simply enter your zip code for a quote!

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