Paterson Car Insurance
Paterson, New Jersey is nicknamed the “Silk City” as a result of the copious amounts of silk it produced during the late 19th century. In World War II, Paterson had an important role in producing aircraft engines, but the urban decline at the end of the war sparked high rates of unemployment that have continued up to this day. Paterson is a magnet for diversity, attracting many immigrants with small businesses that have helped to revive the city’s economy. Many people consider Paterson to be the United States Peruvian Diaspora’s capital. The city has the largest Turkish-American immigrant community, the second largest Arabic-American, and the third largest Dominican-American community in the United States. The U.S. Census Bureau estimates that Paterson’s population was 145,643 in 2008.
Bodily injury liability for one person is not offered through basic Paterson car insurance. Under New Jersey’s basic insurance, a vehicle owner has $10,000 worth of coverage for damages resulting from injury or death to one person. This option is tailored to young drivers with limited assets. New Jersey’s other insurance options include self-insurance and standard. Both basic and standard insurance require drivers to have $5,000 of property damage coverage. However, standard insurance mandates that drivers have at least $15,000 insurance for one person’s injury or death. Under this plan, vehicle owners must also have $30,000 worth of protection for the death or injury of multiple people. Drivers must have $15,000 coverage for uninsured or underinsured motorist injury, and $15,000 of Personal Injury Protection. If you are pulled over for the first time without proof of insurance, you will incur a $300 fine, community service, and a possible one year suspension. For a second infraction, you will be charged $500, spend two weeks in jail, be sentenced to 30 community service days, and potentially undergo a two-year license suspension. Type in your zip code to see a comprehensive list of Paterson car insurance quotes.
In 2008, the New Jersey State Police Uniform Crime Report found that there were 977 motor vehicles stolen in Paterson. During the same year, the 2000 Honda Civic was car stolen most often in New Jersey, according to The National Insurance Crime Bureau. The second most-often thieved model was the 1994 Honda Accord, followed by the 2000 Dodge Caravan, the 2000 Jeep Cherokee/Grand Cherokee, and the 1991 Toyota Camry. To compare Paterson auto insurance quotes, enter your zip code.
Paterson has a high vehicle theft rate compared to the nation’s average. For anyone planning to live in the city, Paterson car insurance is a necessity. If you are looking for basic or standard car insurance, typing your zip code will help you find the lowest Paterson car insurance quotes.