Elizabeth Car Insurance
With its close proximity and convenient rail connections to New York, Elizabeth is regarded as a Metropolitan transportation and retail center. Starting at the end of the 19th century, Elizabeth became an industrial behemoth. In order to attract more businesses in recent times, Elizabeth instituted the Urban Enterprise Zone Program, which offers a 3.5 percent sales tax, a significant discount. The National Association of State Development Agencies ranked the program number one in the country. Another feather in Elizabeth’s cap is that it houses America’s largest industrial seaport, as well as the East Coast’s largest mall and movie theater. Elizabeth was the only New Jersey city to be selected as one of “America’s 50 Greenest Cities” by Popular Science. The city continues to thrive – U.S. Census Bureau’s 2008 population estimate for Elizabeth was 124,755.
Aside from self-insurance, the state of New Jersey offers two Elizabeth car insurance types, basic and standard. Since basic insurance does not offer bodily injury liability for one person, it is considered most feasible for young drivers whose assets are limited. Basic insurance requires that a driver be covered for at least $10,000 worth of damages for injury or death to one person. Drivers must also have $5,000 worth of insurance for property damage. Under standard insurance, drivers must be covered by at least $15,000 worth of insurance for the injury or death of one person. Car owners are required to be covered by at least $30,000 for the injury or death of more than one person. As with basic insurance, standard mandates $5,000 worth of coverage for property damage. Standard also calls for $15,000 of Personal Injury Protection, and $15,000 for underinsured or uninsured motorist injury. If you cannot provide proof of insurance, you will be charged $300 for a first offense, and be a candidate for a one-year suspension. A second offense incurs a $500 fine, for a second, as well as a two week incarceration and a possible two-year suspension. To compare Elizabeth auto insurance quotes, type in your zip code.
In 2008, there were 1,294 motor vehicles stolen in Elizabeth. During the same year, The National Insurance Crime Bureau reported that the most commonly stolen vehicle in New Jersey was the 2000 Honda Civic, followed by the 1994 Honda Accord, the 2000 Dodge Caravan, the 2000 Jeep Cherokee/Grand Cherokee, and the 1991 Toyota Camry. Enter your zip code to see a range of Elizabeth car insurance quotes.
With the help of the Urban Enterprise Zone Program, the city of Elizabeth has become a flourishing entrepreneurial environment. Whether you choose basic or standard car insurance, simply entering your zip code will help you find the lowest Elizabeth car insurance quotes.