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Miami Car Insurance

The city of Miami has a rich history. The area was originally claimed by Spain in 1566. In the early years, it was known as “Biscayne Bay Country”. The only United States city to be incorporated by a woman, Miami was officially incorporated as a city in 1896 with a population of 300 people. Since then, Miami has seen much growth and expansion, developing into a city of thriving cultural diversity and breathtaking beauty. Called the Sunshine State for a reason, Florida is known for its weather. It is a true tropical climate, with hot and humid summers and warm winters. In Miami, the average monthly temperature for any month has never been recorded as being under 64.4°F. Visitors flock Florida to enjoy the moderate winters.

Today, despite having the smallest landmass of any U.S. city, Miami is a well-known city, boasting over two million residents. People from all over America, Europe and other countries have made Miami their home. The only U.S. city bordered by two national parks, the Everglades and The Biscayne National Park, and with the third best ranking skyline in the country, Miami is nicknamed The Magic City. Geographically positioned on the southeastern Atlantic coast, Miami is important as an international, cultural, fashion, arts, and financial center, with one of the busiest and largest ports in the country. In fact, the Port of Miami is often called “The Gateway of the Americas” and “The Cruise Capitol of the World.”

Florida has specific regulations pertaining to auto insurance. All vehicles registered in Florida must be insured – you have one year to register your car and get insurance. Florida requires liability coverage as well as personal injury protection insurance. All Florida drivers must have a minimum coverage of $10,000 for bodily injury to an individual, $20,000 for bodily injury per accident, and $10,000 for property damage per accident. Of course, these amounts are only minimum legal standards; additional coverage is highly recommended. In an accident in which you are at fault, you are liable for damages and other costs that your policy doesn’t cover, which could cost you thousands. Paying a larger deductible can save you hundreds of dollars a year, but only if you are a safe driver and you drive a used car. Keep this in mind as you peruse Miami auto insurance quotes.

When considering Miami car insurance, you should consider the amount of coverage, the auto insurance discounts offered, and any exclusions. It is important to keep informed on the latest cost saving tips, and review your options when reviewing Miami car insurance quotes. Enter your zip code for a Miami quote today.

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