Aurora, CO Car Insurance
Aurora, Colorado is one of the largest cities in the state, and it’s growing very quickly. Aurora boasts amazing scenery, a rich cultural history, and a great atmosphere for sports fans (it won a Sports Illustrated “Sportstown” award in 2004 recognizing the town’s contributions to sports of all types). The city has a population of about 319,000 according to the latest United States census numbers, and many of those residents are drivers. As such, Aurora car insurance premiums are a major cost for many of the city’s households. Colorado drivers pay an average annual premium of about $1,600 for car insurance, and this number is usually higher in major cities. However, if you’re looking for low Aurora auto insurance quotes, there are several ways to find more affordable rates.
The simplest way to lower your premiums is to lower the amount of coverage that you’re paying for each month. The minimum costs of car insurance in Colorado are $25,000 in bodily injury liability per person for up to $50,000 per accident and $15,000 in property damage liability coverage. However, it’s not a great idea to buy the bare minimum amounts of coverage, especially if you live in a city like Aurora. The cost of a single accident can easily exceed these minimums.
A better way to lower your premiums is to consider any discounts that your Aurora car insurance company offers that may be specific to the area. For instance, as Colorado is often hit by harsh winter weather which greatly increases the number of claims that car insurance companies receive, some insurers offer discounts to drivers that outfit their vehicles for snow and ice. If your vehicle’s already equipped with snow tires, you might consider contacting your insurer to see if you’re eligible for a discount. Vehicles with good safety ratings will often receive preferential rates, so if your car insurance costs are out of control, consider looking for a safer car. Most insurance companies operating in Aurora also offer discounts for drivers that take defensive driving courses. We can help you find those discounts and get the best rates.
The best course of action is to re-evaluate your car insurance policy, and gather quotes to see if you’re overpaying. The more quotes you’re able to gather, the easier it will be to find reasonable premium levels or to negotiate with your current insurance company without sacrificing coverage. We offer a cost comparison tool that can generate several Aurora car insurance quotes by using a driver’s zip code, and it can be an incredibly valuable and efficient way to look at various coverage levels and premiums offered by insurers in your area.