Home of the citrus industry on the West Coast, Riverside is the one of the largest cities in Southern California and boasts a population of 293,200 citizens. To protect those citizens the State of California require motorists carry liability insurance. In California, the minimum requirement is 15/30/15. For California residents who drive, this means that they must carry at least $15,000 bodily injury liability (BIL) insurance or $30,000 total per accident and $15,000 in property damage liability (PDL) insurance to pay for the other driver's medical expenses or repairs if they're found to be at fault. Most states, as California, are tort states, which means the laws favor legislation which holds people responsible for any harm or injury they inflict. Therefore, liability insurance is a requisite if you want to drive. There is so much to know when shopping for Riverside car insurance. But don't worry, we can help. Finding the right coverage doesn't have to be difficult.
To get good coverage you need to know what to look for and what not to look for. If you're currently making payments on a newer model car, besides liability insurance, you may also want to add collision and comprehensive coverage as well. Usually, total insurance coverage is not necessary if you own an older model vehicle as coverage only extends to the book value of the car after the deductibles are met. Nevertheless, total coverage is good to have for newer vehicles and should be part of any of the Riverside auto insurance quotes you obtain.
You may also want to consider uninsured motorist insurance and underinsured motorist insurance as well. Uninsured motorist insurance covers you in case you or your passengers are hit by a driver that isn't carrying insurance and will cover bodily injury and property damage claims. Underinsured motorist insurance offers primarily the same benefits and provides protection for you in case you're involved in an accident with a driver who is inadequately insured. Riverside car insurance companies are required to carry these types of coverage. If you can afford to do so, it's recommended, instead, that you include them in your portfolio for optimum coverage. In addition, when you're obtaining Riverside car insurance quotes, you may also want to add personal injury protection (PIP) insurance too. PIP insurance will cover medical, hospital and funeral costs incurred by you as well as the passengers in your vehicle or any people you hit on foot.
Enter your zip code now and we can help you to find the best coverage Riverside has to offer at the best price. Our Riverside car insurance quotes will be tailored to fit your needs.