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Long Beach Car Insurance

Long Beach is located on the Pacific Coast of Southern California, twenty miles south of Los Angeles and bordering Orange County on its southeast edge. For over ten thousand years indigenous people have lived in coastal southern California. The city of Long Beach was incorporated in 1888. From the early to mid 1900s, the city grew as an ocean side resort, with one of the most famous beach side amusement parks on the west coast. The discovery of oil in 1921 made Long Beach a major oil producer, and for a while Long Beach possessed the most productive oil field in the world.

With almost half a million residents, Long Beach is currently the sixth largest city in the state of California, and the 36th largest in the U.S. The city is known for its moderate Pacific Ocean temperatures, its oil industry and the manufacture of aircraft, electronic equipment, automobile parts, and home furnishings. The Port of Long Beach is one of the world’s largest shipping ports.

California has specific regulations pertaining to auto insurance, which apply to Long Beach. According to the California Department of Insurance, any motorist licensed to drive in California must be insured. California requires that drivers have Bodily Injury Coverage in the amount of fifteen to thirty thousand. Your policy must also have a minimum of five thousand dollars for Property Damage Coverage. Uninsured Motorist Bodily Injury coverage is not required in California. Of course, these amounts simply constitute minimum legal standards for California; additional coverage, which can include uninsured motorist, collision, medical payments, or comprehensive coverage, is highly recommended.

When assessing how much you will pay for Long Beach car insurance, you should take into consideration the amount of coverage, the deductible, the opportunity for discounts, and any exclusions to the policy. There are various factors that affect your premium amount. Your driving record, insurance claim history, the type of car you want to insure, your age and gender, and the amount you drive may all affect the rates you pay. It is helpful to know what type and how much coverage you need in order to make comparisons. The deductible amount you chose will affect the premium you pay for auto insurance. A higher deductible can save you hundreds of dollars a year, but it is only advisable if you are a safe driver and you drive a used car. Keep this in mind as you peruse Long Beach auto insurance quotes. It is important to keep informed on the latest cost saving tips when searching for Long Beach car insurance quotes. Let us help you get going, simply enter your zip code for a quote!

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