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Concord Car Insurance

Concord, California is the largest city in northern California’s Contra Costa County, a bedroom community with easy access to Oakland and San Francisco both by car and the heavy rail public transit system, BART. As of 2000, 121,780 people lived in Concord, 25% of them under 18 – giving Concord one of the highest population densities of children in the San Francisco Bay Area. The city was founded as “Todos Santos” in 1869, on the site of the Rancho Monte del Diablo Mexican land grant; within months, its name was changed to “Concord” after the Revolutionary War site. The town was incorporated in 1905.

The city lies along the Concord Earthquake Fault. As recently as 20 years ago, the area surrounding Concord was agricultural, but crops gave way to subdivisions as Concord continued to expand. Today, Concord’s economy is based around the support services necessary to sustain its commuter population, although both Chevron and the Bank of America have extensive back office operations there. Concord is also home to the 170-store Sunvalley Mall, one of the 50 largest malls in America.

Concord car insurance is a necessary prerequisite for automobile registration for citizens of Concord. Concord auto insurance quotes will reflect the minimum liability insurance requirements for private passenger vehicles under California Insurance Code 11580.1b. Minimal liability insurance requirements include $15,000 for injury/death to one person, $30,000 for injury/death to more than one person and $5,000 for damage to property.

Three factors make buying additional Concord car insurance coverage an attractive option for residents. First, Concord is a commuter town, and commuters are among the most distracted of all drivers. Driver distraction is the leading cause of vehicle-related accidents, according to Mark Edwards, the American Automobile Association’s Director of Traffic Safety, accounting for between 25 and 50% of all automobile crashes. Concord also has a disproportionately large number of residents under the age of 18. This means not only more children darting out unexpectedly from between parked cars on quiet side streets, but also potentially a much larger number of dangerous teen drivers. Finally, the Concord Fault, running north through the city, underlies critical infrastructure like the Concord BART Station and highways; the US Geographical Survey says there’s a good chance a 6.7 magnitude earthquake will occur before 2030. Wise consumers seek Concord car insurance quotes that provide protection against these special circumstances, and will save more by seeking multiple Concord auto insurance quotes rather than merely visiting a local agent or insurance broker. To request your Concord car insurance quotes, simply type your zip code into the query box and hit enter. We will find you the best coverage at the best rate.

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