Tucson Car Insurance

Tucson, Arizona is located southeast of Phoenix and about an hour north of the Mexican border on the Santa Cruz River. Tucson's history is believed to go back about twelve thousand beginning with Paleo-Indians. After gaining independence from Spain, the city became a part of Mexico in 1821. Sometime later, in 1853, Tucson became a part of the United States.

Tucson and Phoenix have experienced among the highest growth rates in the U.S. The county seat of Pima County, Tucson's population was estimated at just over half a million in 2008, making it the largest city in southern Arizona and the second largest in the state. Tucson ranks as the 32nd largest city in the United States. Tucson is known for its four mountain ranges, the University of Arizona, and for hot summers with temperate winters. Summertime highs can top one hundred degrees. Tucson is almost always cooler and wetter than Phoenix because of its higher elevation.

Arizona has specific regulations pertaining to auto insurance, which apply to Tucson. According to the Arizona Department of Insurance, any motorist licensed to drive in Arizona must be insured. When assessing how much you will pay for auto insurance in Tucson, you should take into consideration the amount of coverage, the deductible, the opportunity for discounts, and any exclusions to the policy. Your rate may be affected by your driving record, insurance claim history, the type of car you want to insure, your age and gender, and the amount you drive.

Arizona requires that drivers have Bodily Injury Coverage in the following minimum amounts: fifteen thousand for the injury or death of one person in any one accident, thirty thousand for the injury or death of two or more people in any one accident. You must also purchase Property Damage Coverage, a minimum of ten thousand dollars coverage, which is a type of liability insurance that pays for property damage caused in an accident. If you combine Bodily Injury and Property Damage coverage, the minimum liability limit is forty thousand dollars. Of course, these amounts simply constitute minimum legal standards for Arizona; additional coverage, which can include uninsured motorist, collision, medical payments, or comprehensive coverage, is highly recommended. The deductible amount you chose will affect the premium you pay for Tucson car insurance. A higher deductible can save you hundreds of dollars a year, but it is only advisable if you are a safe driver and you drive a used car. Keep this in mind as you peruse Tucson auto insurance quotes. It is important to keep informed on the latest cost saving tips when reviewing your Tucson car insurance quotes. To get started, simply enter your zip code for a quote!

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