First settled by the French in 1702 as a center for trade, Mobile, Alabama is now home to over 399,840 residents. There are many drivers in Alabama and they must all carry insurance. There are a number of Mobile car insurance companies in Alabama that offer a variety of options so a quick review of the various coverages may be helpful. One coverage that is mandatory in Alabama, and every state in the union, is liability insurance. So, when you're obtaining any Mobile car insurance quotes, you'll need to include this type of insurance in your package. In Alabama, the liability limits are set at 20/40/10. This means that you must purchase at least $20,000 in bodily injury liability insurance coverage or $40,000 per accident. In addition, you must obtain $10,000 in property damage liability insurance. Having this kind of coverage ensures that you'll be able to pay for any damages to another party's vehicle or can cover their medical costs should you be found at fault in an accident. Therefore, when obtaining any Mobile auto insurance quotes, it's necessary that you include liability insurance in your portfolio.
If you own or lease a newer model car, then you will probably have to purchase full coverage. While comprehensive insurance covers any outside threats, such as damages sustained from fire, theft, vandalism and weather-related causes, collision insurance protects you by paying for damages resulting from hitting another vehicle or piece of property. You may also want to include uninsured motorist insurance and underinsured motorist insurance too in your Mobile auto insurance quotes. Uninsured motorist insurance covers any expenses you incur if you're involved in an accident with an uninsured driver. Likewise, underinsured motorist insurance covers your expenses if you're in an accident with a driver who doesn't have adequate coverage. PIP coverage or personal injury protection can benefit you too. The insurance pays your medical costs should you have an accident. It also covers the costs of any pedestrian you may happen to hit. Because medical expenses can escalate rapidly, it's a good insurance to include in any Mobile car insurance quotes you obtain.
Whatever you decide, we can help you find the right amount of insurance specific to your situation that is also affordable. Such criteria as the amount you drive, the make and model of your car and what you're able to spend all will factor into what you eventually decide to choose in your insurance plan. By simply entering your zip code you will have access to many Mobile car insurance quotes. We will help you find a plan that will offer the maximum amount of protection at a price you can afford.