For good drivers, multi car insurance policies present a way to lower premiums as much as 25% or greater. The car insurance industry is a highly competitive business, and providing discounted numbers in car insurance rate quotes is one of the better ways to attract new customers. As a consumer, it is best that you understand that any offer to discount your multi car insurance policy means the company wants your business and is willing to go the extra mile to get it.
Just about every car insurer has multi car discounts for good drivers. In some cases, insuring two cars costs about the same as obtaining coverage for one car. And there's this oddity--sometimes insuring just one car can be more expensive than putting two cars on the same policy. As one might expect, the kind of car being insured has much to do with getting a good car insurance rate quote. Expect one Mercedes Benz to have a premium comparable to, or higher than, two Fords.
It stands to reason that if two cars warrant a discounted insurance premium, more cars should garner even more cost reductions. Insuring multiple cars with a single company can add up to really nice savings over time.
There are some other items that can further reduce your car insurance. People who enroll in and complete a defensive driving course can qualify for premium discounts, for example. Car insurance companies are pleased to offer discounts for this particular item because it gives them the opportunity to help insure drivers at least have an idea about what to expect on the open road.
Auto insurance companies appreciate steady customers. If you have been with a company for several years, find out what your auto insurance company is willing to offer for your continued business. Should you not like your insurer's response, don't hesitate to explore other options. You may find that even though you're signing on as a new client, the fact that you've been a loyal customer for an extended time will work in your favor and prompt the new company to be more generous regarding discounts.
If you make any safety additions to your vehicles, immediately inform your insurance company. Safety enhancing initiatives on your part resonate well with auto insurers. It means that they aren't totally responsible for your personal safety--you're interested in the same thing.
A good student discount isn't hard to earn, and shouldn't be. Good grades and the ability to stay out of trouble earns discounted premiums with most insurance firms. This good will can last all the way through college.