Everyone loves the excitement and anticipation of buying a new car. If the new car smell could be bottled and sold, along with the coinciding emotional thrill, the manufacturer would be very wealthy! But after the initial stupor of pleasure wears off from the new purchase, a new car owner must worry about the less exciting details of owning a car. One of those very important details in making sure that the car is properly insured, which means finding and comparing car insurance quotes. This can be a repetitive and frustrating task and takes some patience and persistence. It can be especially frustrating when dealing with big corporate insurance companies where there are a million buttons to be pushed before you can speak to an actual person, which is why many people prefer to insure with a local car insurance company.
While larger insurance companies can be less personal and filled with miles of red tape and endless automated phone conversations, a local car insurance company is smaller and more intimate, with better customer service and more attention given to each individual customer. There is a lot less hassle in getting car insurance quotes and once you have been quoted a price for a premium, it’s much simpler and quicker to purchase the policy or find answers to questions regarding the policy. Also, in the event that you need to utilize your insurance company in the event of an accident or theft, local offices are much easier to get to and settle your affairs at.
So how do you find the right car insurance company? Certainly, you can do research using the Internet and various search engines. You can also check written online reviews of those companies by current or former customers. These can be particularly helpful because they will give you a customer’s perspective on how the company manages its business and clients. You can also contact local newspapers and advertisements, where sometimes insurance companies feature coupons or special introductory rates for new customers. Another excellent source of information is from your peers, friends and family. Talk to others who have recently purchased a new vehicle and find out who their provider is and how much they are paying; if they are happy with the service and if the prices and coverage are reasonable. Oftentimes, if you have a friend who has a policy he is very happy with, he can call his insurance agent directly and have them set up a quote for you quickly, easily and efficiently. Sometimes, there will even be incentives provided to your friend for this service.