Top 10 most expensive states to make an auto insurance claim

most expensive state to make an auto insurance claim Ever been in a parking lot accident? Or suffered a small fender-bender? Or maybe even a more serious accident, where a passenger in your car was injured?

Your auto insurance typically will kick in and save you financially when this happens. However, there is one lesser-known result of doing this – your auto insurance premium will usually go up.

A Jan. 2015 insuranceQuotes.com study found that making just one auto insurance claim will increase your premium by an average of 41 percent nationwide. However, this rate varies wildly by state and in some states, it can be even more expensive to make a claim.

Here are the top 10 states where making an auto insurance claim can really take a toll on your wallet.

*The average state premium data used is from the National Association of Insurance Commissioners latest report (2012). 

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most expensive state to make an auto insurance claim

10. Virginia

Average cost of car insurance: $691.80

Premium increase after one claim: 37.51%

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most expensive state to make an auto insurance claim

9. Washington

Average cost of car insurance: $809.56

Premium increase after one claim: 39.53%

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most expensive state to make an auto insurance claim

8. New Hampshire

Average cost of car insurance: $716.84

Premium increase after one claim: 39.54%

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most expensive state to make an auto insurance claim

7. Iowa

Average cost of car insurance: $561.26

Premium increase after one claim: 41.59%

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most expensive state to make an auto insurance claim

6. South Dakota

Average cost of car insurance: $556.51

Premium increase after one claim: 44.82%

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most expensive state to make an auto insurance claim

5. Minnesota

Average cost of car insurance: $718.61

Premium increase after one claim: 47.89%

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most expensive state to make an auto insurance claim

4. North Carolina

Average cost of car insurance: $611.48

Premium increase after one claim: 51.65%

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most expensive state to make an auto insurance claim

3. New Jersey

Average cost of car insurance: $1219.93

Premium increase after one claim: 62.35%

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2. California

Average cost of car insurance: $749.79

Premium increase after one claim: 75.37%

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most expensive state to make an auto insurance claim

1. Massachusetts

Average cost of car insurance: $976.65

Premium increase after one claim: 76.27%

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