Selecting car insurance is a procedure that requires time and research in order to compare different companies and what they have to offer. One of the most important factors in determining how much you will pay for your monthly premium is the vehicle itself. Choosing which vehicle to buy, as well as deciding on which features to add to your vehicle, are decisions that will affect your monthly premium amount. Every feature in a car is taken into consideration, and any additional safety features should be mentioned as they most likely qualify you for a discount. Likewise, any vehicle modification can potentially raise your car insurance rate. Car tires are often overlooked by consumers as a factor in choosing insurance, but the reality is that tires play a significant role in determining the right type of car insurance.
Selecting good quality tires and keeping tires maintained and properly inflated can save you money on car insurance. Car insurance companies vary in their specific policies and what they do and don't cover, and should be thoroughly examined before determining what type of insurance to select. It is imperative that you find out if a particular insurance plan covers accidents and vehicle damage based on who is at fault. For example, certain insurance companies will refuse to cover the damage for an accident that could have been prevented by the driver. If a car's tires are not properly inflated, or if the tire thread has been allowed to wear down to the point of causing a safety hazard, your policy may not cover that accident. It is best to invest in reliable tires before finding car insurance, as opposed to being stuck with large expenses in the future.
Vehicle add-ons or modifications, including tires, are directly related to the amount that you will pay on car insurance. If your vehicle has tires that are over-sized it is best to mention this feature to car insurance companies when getting quotes. Some companies may have limitations on the size of tires that they will insure for standard consumer vehicles. Raised vehicles with over-sized tires are at a higher risk of tipping in an accident and therefore, if accepted by insurance company, will require a higher monthly premium. When searching for the right insurance policy for you vehicle, contact car insurance providers and verify if your car specifications are eligible for standard rates. If you are informed that your vehicle specifications exceed the limits for standard coverage, ask for the next level of service. Not all companies offer special "customized vehicle" policies, so shopping around will help you find coverage at the best price.