Car insurance companies exist to be there for us during times when we need support. Should an accident occur, you can always rely on car insurance coverage for protection. But protection has its price and there is certain information that is just simply not made readily available by insurance companies to you and me. The simple matter of getting a car insurance quote, for example, is not always as straightforward as it seems. Need to learn more? Here are 5 things car insurance companies don't want you to know:
If you are ever involved in a car accident, it's important that you keep your health a priority. Even if you don't feel pain or find any outward signs of injury, it's important that you consult with a medical professional immediately. Failing to obtain a medical checkup will deny you of just compensation in case you do suffer from an injury as a result of the accident. Don't just expect high car insurance quotes to cover for such a simple step such as this. The cost of the medical exam will be worth it.
Another thing that insurance companies would rather not want you to know is that they really are not after the facts. Should a car accident occur, your car insurance company will dispatch their own team of investigators and claim adjusters not to ensure that they get the truth about the accident but to minimize as much as possible whatever remuneration they will have to fork out. Compensation is also an issue when it comes to paying claims. More often than not, adjusters will work towards the lowest possible settlement they can pay. Doing so saves the company money.
Another important thing to keep in mind is that the confusing questions your insurance provider will ask you actually have a purpose: they are meant to confound you. As a result, you will find yourself giving inconsistent answers and admitting to certain things that will be detrimental to your claims. And lastly, if you refuse to hire a lawyer in case of an accident or car-related injury, you're actually doing your car insurance company a favor. Refusing or failing to hire a lawyer at the outset is a sign that you are not really taking your claim seriously, that you don't think it's worth the trouble. Because you have no access to professional support and opinion, you will be easily swayed and convinced. As a result, even if you are paid way less than you ought to receive, you won't complain. And your insurance company is just fine with that.