Facing a court date over an insurance claim can be a stressful time for many people. Oftentimes, those tasked with proving their claim are injured, feeling monetary strain, or completely uneducated about the judicial process. During this time, claimants often feel lost and confused about the best way to ensure a favorable judgment on their car insurance claim. Below, find four useful ways to improve your chances of being rewarded damages in a car insurance claim judgment.
Hire a lawyer.
If you are at all unsure about the status of your claim, retain the services of a noted lawyer in your area. Many attorneys specialize in insurance claim judgments, so use online research to sort through the barrage of fliers and legal advertisements available to find the right ambassador for your case. Lawyers are knowledgeable about the ins-and-outs of court proceedings and often have previously established relationships with insurance company representatives. A lawyer can advise you about what to disclose, who to contact, and even what witnesses you should request. In some cases, once insurers learn that a claimant has hired an attorney, they will choose to settle a case rather than pursue the matter in court.
Provide as much proof as possible.
If you had the forethought to take photos and get witness statements at the scene of your accident, you are already ahead of the game. Other proof you should work to compile after your accident includes a detailed police report, witness contact information, and car repair estimates. Even items such as photos of the location and a weather report from the day of the accident can help your case in open court. The insurance provider will likely have some solid evidence with which to fight their side of the case, so be as prepared as possibly to refute whatever claims they make.
Show up to court.
A seemingly simple suggestion, many plaintiffs receive unfavorable judgments simply because they are not in court to argue their side of the case. Take whatever means necessary to attend your hearing as judges have no choice but to file in favor of the present party. Even if taking off work or arranging transportation is required, failing to show up for court and subsequently losing a judgment can be extremely costly in the long run and raise subsequent car insurance quotes.
Consider a settlement.
Even with evidential proof, a presence in court, and the aide of an attorney, many people find it difficult to receive a judgment of the full amount of their claim. To avoid a lengthy and expensive trial process and having to get new car insurance quotes, consider settling out of court with the insurance company. A reduced payout is always more favorable than none at all.