Surrounded by the Verdugo Mountains, Glendale, California is one of the most famous suburbs of the Los Angeles area. It houses over 200,000 people according to the United States census, including quite a few drivers. The congestion around the Los Angeles area is a well known problem, and this and other factors drive up Glendale auto insurance quotes. There are, however, a number of ways for drivers in the city to find lower premiums. First, it's important to understand why rates get high, and what drivers can do to lower their risk factors from an insurance company's point of view.
Insurance companies use statistics to decide how likely a claim will result from a certain policy. For example, because women under 65 tend to make less claims than men under 65, women will get preferential rates. The West coast and the Los Angeles area in particular has a problem with auto theft, which is a major claim (since insurers have to pay the entire cost of the car). As such, Glendale car insurance can cost a lot compared to other areas of the country. Drivers can install anti theft systems to get discounts on car insurance in many cases, as regardless of their public reputation, car alarms and similar systems drastically decrease the chances of theft.
The Glendale area has one of the highest commute times in the country, and the more time drivers spend on the roads, the better the chance of an accident. There's also decent public transportation in the area, and drivers who are able to keep their mileage below a certain number can often get additional discounts. Californian insurance companies may be experimenting with odometer trackers in the next few years, which can decrease costs for drivers that choose to use them. Contact your insurance company to find out whether these programs are available on your policy.
Ultimately, there's no better way to find cheap Glendale car insurance quotes than comparison shopping. Drivers need to look at as many quotes as possible, as there's a very high chance that a vehicle can be insured for less than the standard policy premiums. Most drivers are unaware of other car insurance companies' rates, and it's difficult to get a perspective of a car's costs without some simple comparison. We offer a tool for drivers in the Los Angeles area, including Glendale, that allows several quotes to be instantly generated by using a driver's zip code. It's a smart idea for any driver serious about decreasing the cost of driving in Glendale, and well worth the time.