A van driver is considering more than driver safety when demanding the use of seatbelts. They must also do this to meet legal and car insurance requirements. Not wearing a seatbelt is illegal in every state in the U.S. except for New Hampshire. In 30 states, plus the District of Columbia, not wearing a seatbelt is a primary offense. This means that a police officer can pull a vehicle over for that reason alone. Thus the van owner and driver are in a very bad position with the law and their car insurance company if there is an accident involving unrestrained passengers. The lack of driver safety precautions would be a strong negative in any negotiation or legal proceeding, and car insurance rates in these cases will surely rise.

Yet another compelling reason for a van driver to be preoccupied with seat belt use is a safety issue specific to vans. A fully loaded 15-passenger van has a tendency to roll over. According to a May 2009 National Highway Traffic Safety Administration (NHTSA) study, “15-passenger vans with 10 or more occupants had a rollover rate in single vehicle crashes that is nearly three times the rate of those that had fewer than five occupants. NHTSA recommends that drivers insist all occupants wear safety belts at all times; that drivers of 15-passenger vans are trained and experienced; tires are checked at least once a week … and no loads are placed on the roof of the vehicle.” NHTSA figures indicate that about 80 percent of the occupants killed in van rollovers in the past five years were not belted at the time of the crash.

Unfortunately, some passengers who would automatically buckle up in cars are unwilling to do so in vans. This puts the van driver in the awkward position of having to insist they do so. A British study of 2,000 van insurance customers found that 68 percent of van drivers needed to request their passengers to fasten their seat belts and that 21 percent of the passengers refused.

Regardless of how safe you feel while riding in a large van, wearing your seatbelt is a necessary precaution to prevent you from becoming another statistic.

Buying a van is one of the most significant and often costly purchases you’re likely to make. With that in mind, an important task is trying to find the best van insurance quote possible. With so many online destinations offering their services and coverage, the choices often seem endless. We are here to simplify that process and ensure that you receive not only the best, but the cheapest van insurance quote online.

Quick Fire Search Tips for Finding Van Insurance Quotes

The first thing you need to do is ascertain the value of your vehicle and the level of coverage you need. Be sure to have in mind your spending power and how much you are looking to spend before you search for the cheapest van insurance quote online.

When you know what coverage you need and how much you have to spend, that is when the research can begin. With our comprehensive information, you will be able to find the best van insurance quote that suits your needs. We know that van sizes are all different and, in the spirit of this, we believe that finding a van insurance quote should reflect those differences.

Knowledge is power when it comes to insurance policies. Knowing your needs is the first step to getting the cheapest van insurance quote online. As well as the tips above, you should consider other factors; how long are you looking to own the van, for what purpose will it be used, how many miles will your average journey be? These are just a few of the critical pieces of information that will enable you to help us find the best van insurance quote for you.

Making the Choice: What is the Best Van Insurance Quote?

Now that you have done the research, it’s time for us to take you to that final step: finding a van insurance quote that meets your van coverage budget and needs. Whether you’re buying a car or merely getting new insurance, we can deliver you the quote that will give you all the power. Being bombarded with all kinds of insurance coverage options when buying a van can be daunting, and this is where you need us. Just taking the time to obtain a free quote from us can save you time and money when looking for the best van insurance cost for your money.

Let us take the stress out of finding a van insurance quote online by doing the work for you. Online van insurance quotes are just a few clicks away.