Hang up the Phone: A cell phone conversation can be a dangerous distraction. Studies have shown that people talking on a cell phone while driving are just as dangerous as drunk drivers.

Eliminate Distractions: Nowadays, our cars are filled with just as many media devices as our home. Minimize your driving risk by keeping all of these distractions turned off while driving.

Wear Your Seat Belt: This is just common sense. A seat belt increases your chance of surviving an accident exponentially. Plus, it is illegal to not wear your seat belt in most states.

Avoid Stressful Driving Situations: If you are traveling to a big city or unfamiliar territory, seek the assistance of a younger driver, or allow extra time to find your destination.

Keep your Car Maintained: Of course you can always call a tow truck if you get in trouble, but avoid the situation all together and keep your car well maintained. Have the tires checked regularly, change the oil, and have your brakes inspected every six months. Its easier to prevent a breakdown than endure one.

Take a Driving Course: Everyone can benefit from a refresher course in driving rules, especially older drivers. There are some free courses offered by the Secretary of State in many states, or contact a local driving school and sign up.