With all of the above firmly in mind, you now need to find the best places to find cheap online car insurance. No one has time to go wandering around the vast realm of the internet for hours or days. There are literally thousands of sites that can give you the information you seek. The secret is to find no more than three or four of the comprehensive places.

Why waste time looking at places that only give a quote from one carrier when you can just as easily get the information you seek from 5 or more carriers at once. With all of that in mind here are 3 places to find the cheapest car insurance quotes online.

Comparison Sites

There are hundreds if not thousands of car insurance comparison sites on the internet. Simply do a web search and you will find many places where you can get quotes from 3 or more carriers at once.

Discount broker sites

Discount broker sites are another place you can get cheap online car insurance quotes. These sites offer comparisons for 3 to 5 or more carriers, as well as some additional discounts.

Big name insurance

All of the big name insurance companies have their own websites and they all offer up to the minute discounts and specials to lure you in. Remember car insurance is a competitive business, each company needs new clients and will often bend over backwards to get your business, so sometimes the best rates can be found on the big sites.

The 3 places to find the cheapest car insurance quotes are comparison sites, big brand insurance carrier sites and discount insurance brokerage firms. The best way to use them is to start with a comparison site and get the lowest quote then go to a discount broker and try for a lower rate then go to the carrier to see what discounts may be offered before purchase. This may take a few minutes but will definitely get you the lowest possible rates.

Take Your Time

The most important tools for finding the cheapest car insurance quote are time and patience. A few weeks before your policy renewal date, get as many quotes as you can. Websites like CarInsuranceQuotes.com will search through hundreds of insurance companies and policies to recommend those that best suit you.

Create a spreadsheet to record all the information. After you’ve gathered all the quotes, sort them by amount. Be sure to get quotes for the same coverage so the comparisons will make sense.

If the car insurance site asks for your telephone number, you can leave that blank and avoid sales calls. Your e-mail is enough contact information.

Search for Discounts

Companies vary in the discounts they offer, and those details will make all the difference in finding the cheapest car insurance quotes. Ask each company that gives you a quote about available discounts. You may qualify for several of these:

•Safety features, such as anti-theft devices, airbags, alarms and automatic seat belts.
•Antilock brakes.
•A VIN# window etching.
•A car with a 5-star crash rating from the New Car Assessment Program (NCAP).
•Keeping your car in a locked garage.
•Living close to your job. Ask for the break-offs and double-check your mileage to see if it fits a lower category.
•A clean credit history. Do a credit check on yourself to see if there are any errors.
•Safe driving history (usually three years with no points).
•Military connections.
•Teachers and people over 50.
•Multiple car discount. (If you plan to sell a second car, keep only liability coverage on it to get the multiple car discount.)
•Get only comprehensive coverage if your car will be stored for several weeks or more.
•Group discounts. Membership in a credit union, alumni association, or other organizations can provide a discount. Ask the insurer for a list of organization affiliations.
•Lower your coverage. Start with comprehensive and collision and raise the deductibles, especially on an older car. Lower your liability and medical payments only if your situation is desperate. Auto repairs and medical bills are expensive.
•Delete coverage you don’t absolutely need, such as rental, towing, glass breakage, etc.
•Owning a home.
•Combined auto and homeowner or renter’s policies with the same company.
•Driver’s education course.
•Opt for a yearly policy instead of six-month policy. This will get a lower quote, and your rates can’t be raised for at least a year.
•Pay by electronic funds transfer and save the fee sometimes charges for mailed payments.